Refundo®

Built for tax professionals.




Refundo logo

For over 15 years, Refundo has helped tax professionals offer refund settlement, taxpayer advances, ERO funding, and year-round payment solutions. Our products, technology, training, and U.S.-based support help tax offices serve their clients throughout the season, in English and Spanish.

Bank Products for Your Clients

  • Refund Settlement1. Clients can pay tax preparation fees from their refund, so your office gets paid when the refund funds.
  • Refundo NOW Advance*2. Optional, non-recourse refund advance from $500 to $9,500 for qualifying taxpayers. Available pre-ack and post-ack.
  • RPay (Early Delivery)3. Optional expedited refund disbursement, up to 5 days earlier than the IRS standard funding date. $20 when successfully delivered.
  • Audit Pro4. Assistance with qualifying federal and state tax notices and audits.

Products for Your Tax Office

  • HERO Advance5. Commercial funding up to $100,000 for qualifying tax offices, repaid from future preparation-fee receivables.
  • Fee Assist6. Access up to 75% of expected preparation fees at IRS acknowledgement, subject to eligibility.
  • Payments. Year-round card processing powered by Stripe. 2.9% + $0.30 per transaction, with no monthly fee.
  • PTIN Pay. Automatically route preparation fees to individual preparers. 2.99% or $2.99 minimum per transaction.
  • Fee Split. Automatically split revenue among EROs, sub-EFINs, and Service Bureaus. 2.99% or $2.99 minimum per split.
  • Refundo Dashboard. Manage enrollment, clients, applications, reporting, and support in one place.
  • Refundo Academy. Product, compliance, and dashboard training in English and Spanish.
  • Software Purchase Assistance (SPA)7. Qualifying EROs can finance renewal of their current tax software and repay through preparation fees.
  • Disbursement Options. Direct deposit, in-office printed check, Refundo-mailed check, Card, and RPIN, new for the 2027 season.


To sign up to provide Refundo bank products, sign in to the Drake Support website and select Account > Bank Application, or visit refundo.com.

*An advance is a tax-refund-related loan.

1. Refund Settlement: Optional bank deposit product, not a loan, provided by Evolve Bank & Trust, Member FDIC. E-file required. Fees apply.

2. Refundo NOW Advance: Optional non-recourse consumer loan originated by Evolve Bank & Trust, Member FDIC. $500–$9,500. 3.55% origination fee deducted from the refund. Subject to underwriting and eligibility.

3. RPay: Optional expedited disbursement facilitated through Evolve Bank & Trust, Member FDIC. $20 per successful transaction. Timing and eligibility requirements apply.

4. Audit Pro/RSP: Assistance for qualifying federal and state 1040 audits and notices, including up to $2,500 in coverage for legitimate preparer errors. Not a guarantee against amounts owed.

5. HERO Advance: Commercial purchase and sale of future receivables for business use only. Subject to eligibility and underwriting.

6. Fee Assist: Optional advance on expected preparation fees for qualifying EROs, up to 75% and capped at $500 per client. Interest applies to amounts drawn.

7. SPA: Available to qualifying EROs with 50 funded bank products in the prior season with the same software provider.

For complete fees, APR examples, eligibility requirements, disclosures, and terms, visit refundo.com/disclosures.

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